/* NLL house site: shared structure. Colors come from :root tokens written by build.mjs; fonts and
   decorative choices come from the skin file. Mobile first. */
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;font-family:var(--font-body,system-ui,sans-serif);font-size:1.0625rem;line-height:1.6;color:var(--text);background:#fff;padding-bottom:4.5rem}
img{max-width:100%;height:auto;display:block}
a{color:var(--primary)}
h1,h2,h3,h4{font-family:var(--font-head,inherit);line-height:1.15;margin:0 0 .6em;color:var(--primary);letter-spacing:var(--head-tracking,-.01em)}
h1{font-size:clamp(2rem,5.5vw,3.4rem);font-weight:800}
h2{font-size:clamp(1.6rem,3.6vw,2.4rem);font-weight:800}
h3{font-size:1.2rem;font-weight:700}
p{margin:0 0 1em}
ul,ol{margin:0 0 1em;padding-left:1.2em}
.wrap{width:min(100% - 2rem,1180px);margin-inline:auto}
.wrap.narrow{max-width:800px}
.center{text-align:center}
.ic{width:1.35em;height:1.35em;flex:none}
.ic-sm{width:1.05em;height:1.05em}
.skip{position:absolute;left:-999px;top:0;background:#fff;padding:.5rem 1rem;z-index:100}
.skip:focus{left:1rem}
.eyebrow{text-transform:uppercase;letter-spacing:.14em;font-size:.78rem;font-weight:700;color:var(--accent);margin-bottom:.6rem}
.lead{font-size:1.15rem;color:var(--muted)}
.fine{font-size:.8rem;color:var(--muted)}
.link{display:inline-flex;align-items:center;gap:.35em;font-weight:600;text-decoration:none;color:var(--primary)}
.link:hover{text-decoration:underline}
.stars{color:#F5A623;letter-spacing:.05em;font-size:1.05em}

/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5em;padding:.85em 1.4em;border-radius:var(--radius-btn,8px);font-weight:700;text-decoration:none;border:2px solid transparent;cursor:pointer;font-size:1rem;line-height:1.1;transition:transform .12s ease,background .15s ease,color .15s ease;white-space:nowrap}
.btn:hover{transform:translateY(-1px)}
.btn-accent{background:var(--accent);color:#fff}
.btn-accent:hover{filter:brightness(1.08)}
.btn-light{background:#fff;color:var(--primary)}
.btn-dark{background:var(--dark);color:#fff}
.btn-ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.6)}
.btn-ghost:hover{background:rgba(255,255,255,.12)}
.btn-outline{background:transparent;color:var(--primary);border-color:var(--primary)}
.btn-outline:hover{background:var(--primary);color:#fff}
.cta-row{display:flex;flex-wrap:wrap;gap:.75rem;margin:1.25rem 0}

/* Top bar + header */
.topbar{background:var(--dark);color:#fff;font-size:.85rem}
.topbar-in{display:flex;justify-content:space-between;align-items:center;gap:1rem;min-height:2.25rem;flex-wrap:wrap}
.topbar a{color:#fff;font-weight:700;text-decoration:none}
.topbar .ic{vertical-align:-.25em;margin-right:.25em;opacity:.85}
.topbar .dot{margin:0 .5em;opacity:.5}
.topbar-left{display:none}
@media(min-width:720px){.topbar-left{display:inline}}
.site-header{position:sticky;top:0;z-index:50;background:var(--header-bg,#fff);box-shadow:0 1px 0 rgba(0,0,0,.06)}
.header-in{display:flex;align-items:center;gap:1.5rem;min-height:4.5rem}
.logo img{height:2.5rem;width:auto}
.nav{display:none;margin-left:auto}
.nav>ul{display:flex;gap:.25rem;list-style:none;margin:0;padding:0}
.nav a,.nav button{display:block;padding:.6rem .8rem;font-weight:600;text-decoration:none;color:var(--nav-color,var(--text));background:none;border:0;font:inherit;cursor:pointer;border-radius:6px}
.nav a:hover,.nav button:hover{background:var(--nav-hover,rgba(0,0,0,.05))}
.nav .has-sub{position:relative}
.nav .sub{display:none;position:absolute;top:100%;left:0;min-width:16rem;background:#fff;color:var(--text);list-style:none;padding:.5rem;margin:0;border-radius:10px;box-shadow:0 12px 40px rgba(0,0,0,.14)}
.nav .has-sub:hover .sub,.nav .has-sub:focus-within .sub{display:block}
.nav .sub a{color:var(--text);padding:.55rem .75rem}
.nav .sub-wide{min-width:30rem;columns:2;column-gap:.5rem}
.nav .sub-wide li{break-inside:avoid}
.nav .sub-wide .sub-all{column-span:all;border-bottom:1px solid rgba(0,0,0,.08);margin-bottom:.35rem;padding-bottom:.35rem}
.nav .sub-wide .sub-all a{font-weight:700;color:var(--primary)}
.header-cta{display:none;margin-left:.5rem}
.nav-toggle{margin-left:auto;background:none;border:0;padding:.5rem;color:var(--nav-color,var(--text));cursor:pointer}
.nav-toggle .ic{width:1.8rem;height:1.8rem}
@media(min-width:960px){.nav{display:block}.nav-toggle{display:none}}
@media(min-width:1140px){.header-cta{display:block}}
.mobile-nav{position:fixed;inset:0;background:#fff;z-index:60;overflow:auto;padding:1rem 1.25rem 2rem}
.mobile-nav-head{display:flex;justify-content:space-between;align-items:center;font-weight:700;margin-bottom:1rem}
.nav-close{background:none;border:0;padding:.5rem;cursor:pointer;color:var(--text)}
.mobile-nav ul{list-style:none;padding:0;margin:0}
.mobile-nav li a{display:block;padding:.85rem 0;border-bottom:1px solid #eee;text-decoration:none;color:var(--text);font-weight:600;font-size:1.1rem}
.mobile-nav li.group{padding:1rem 0 .25rem;font-size:.8rem;text-transform:uppercase;letter-spacing:.12em;color:var(--muted)}
.mobile-nav-cta{display:grid;gap:.75rem;margin-top:1.5rem}

/* Hero */
.hero{position:relative;color:#fff;background:var(--primary);overflow:hidden}
.hero-in{display:grid;gap:2rem;padding:3rem 0;align-items:center}
.hero h1{color:#fff}
.hero .lead{color:rgba(255,255,255,.85)}
.hero-media img{width:100%;height:100%;object-fit:cover;border-radius:var(--radius-img,14px)}
.hero-compact .hero-in{padding:2.5rem 0}
.hero-compact h1{font-size:clamp(1.8rem,4vw,2.8rem)}
@media(min-width:900px){.hero-home .hero-in{grid-template-columns:1.1fr .9fr;padding:4.5rem 0}.hero-compact .hero-in{grid-template-columns:1.3fr .7fr}}
.trust{list-style:none;padding:0;margin:1.5rem 0 0;display:grid;grid-template-columns:1fr;gap:.6rem 1.25rem;font-size:.92rem}
@media(min-width:480px){.trust{grid-template-columns:repeat(2,1fr)}}
.trust li{display:flex;align-items:center;gap:.6em;color:rgba(255,255,255,.92)}
.trust .ic{color:var(--accent-on-dark,var(--accent))}
@media(min-width:720px){.trust{grid-template-columns:repeat(4,1fr)}}

/* Sections */
.section{padding:3.5rem 0}
@media(min-width:900px){.section{padding:5rem 0}}
.section.light,.why,.faq{background:var(--light)}
.section-head{max-width:760px;margin-bottom:2rem}
.grid{display:grid;gap:1.25rem}
.cards{grid-template-columns:repeat(auto-fit,minmax(260px,1fr))}
.card{background:#fff;border-radius:var(--radius-card,14px);box-shadow:0 2px 12px rgba(0,0,0,.06);text-decoration:none;color:var(--text);display:flex;flex-direction:column;overflow:hidden;transition:transform .15s ease,box-shadow .15s ease;border:1px solid rgba(0,0,0,.05)}
.card:hover{transform:translateY(-3px);box-shadow:0 14px 34px rgba(0,0,0,.12)}
.card-media img{aspect-ratio:3/2;object-fit:cover;width:100%}
.card-media-icon{aspect-ratio:3/2;display:grid;place-items:center;background:linear-gradient(135deg,var(--primary),color-mix(in srgb,var(--primary) 70%,var(--accent)));color:#fff}
.ic-xl{width:4rem;height:4rem;opacity:.9}
.card-body{padding:1.25rem 1.25rem 1.5rem;display:flex;flex-direction:column;gap:.5rem;flex:1}
.card-body h3{margin:0}
.card-body p{margin:0;color:var(--muted);flex:1}
.svc-icon{display:inline-flex;width:2.75rem;height:2.75rem;border-radius:10px;background:color-mix(in srgb,var(--accent) 12%,#fff);color:var(--accent);align-items:center;justify-content:center;margin-bottom:.25rem}
.svc-icon .ic{width:1.5rem;height:1.5rem}
.card-media+.card-body .svc-icon{margin-top:-2.75rem;background:#fff;box-shadow:0 2px 8px rgba(0,0,0,.12)}

.why-grid{grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:2rem 1.5rem}
.why-item .num{font-family:var(--font-head);font-weight:800;color:var(--accent);font-size:1rem;letter-spacing:.1em}
.why-item h3{margin:.4rem 0 .4rem}
.why-item p{color:var(--muted);margin:0}
.badges{display:flex;flex-wrap:wrap;gap:.6rem;margin-top:2rem}
.badge{display:inline-flex;align-items:center;gap:.4em;background:#fff;border:1px solid rgba(0,0,0,.08);border-radius:999px;padding:.4em .9em;font-size:.88rem;font-weight:600}
.badge .ic{color:var(--accent)}

.steps{list-style:none;padding:0;margin:0;display:grid;gap:1.25rem;counter-reset:s}
.steps li{display:flex;gap:1rem;align-items:flex-start}
.step-num{flex:none;width:2.6rem;height:2.6rem;border-radius:50%;background:var(--primary);color:#fff;display:grid;place-items:center;font-weight:800;font-family:var(--font-head)}
.steps h3{margin:.3rem 0 .3rem}
.steps p{margin:0;color:var(--muted)}
@media(min-width:900px){.steps{grid-template-columns:repeat(5,1fr)}.steps li{flex-direction:column}}

.financing{background:var(--dark);color:#fff}
.financing h2{color:#fff}
.financing .lead{color:rgba(255,255,255,.8)}
.financing .fine{color:rgba(255,255,255,.55)}
.financing .btn-outline{color:#fff;border-color:rgba(255,255,255,.6)}
.fin-in{display:grid;gap:2rem;align-items:center}
.fin-card{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.12);border-radius:16px;padding:2rem;display:grid;gap:.5rem;justify-items:start}
.fin-card .ic{width:2.5rem;height:2.5rem;color:var(--accent-on-dark,var(--accent))}
.fin-card strong{font-size:1.3rem}
@media(min-width:900px){.fin-in{grid-template-columns:1.2fr .8fr}}

.chips{list-style:none;padding:0;margin:0 0 1.5rem;display:flex;flex-wrap:wrap;gap:.6rem}
.chips a{display:inline-flex;align-items:center;gap:.4em;background:#fff;border:1px solid rgba(0,0,0,.1);border-radius:999px;padding:.5em 1em;text-decoration:none;color:var(--text);font-weight:600;font-size:.95rem}
.chips a:hover{border-color:var(--primary);color:var(--primary)}
.chips .ic{color:var(--accent)}

.rating-card{display:flex;flex-wrap:wrap;align-items:center;gap:.75rem 1.25rem;background:#fff;border:1px solid rgba(0,0,0,.08);border-radius:14px;padding:1rem 1.25rem;margin-top:1rem}
.rating-card .stars{font-size:1.4rem}
.rating-card span{color:var(--muted)}
.quotes{grid-template-columns:repeat(auto-fit,minmax(280px,1fr));margin-top:1.5rem}
.quote{margin:0;background:#fff;border-radius:14px;padding:1.5rem;border:1px solid rgba(0,0,0,.06)}
.quote blockquote{margin:0 0 .75rem;font-style:italic}
.quote figcaption{font-weight:700;color:var(--primary)}
.quote figcaption::before{content:"— "}

.accordion details{background:#fff;border:1px solid rgba(0,0,0,.08);border-radius:12px;margin-bottom:.75rem;overflow:hidden}
.accordion summary{cursor:pointer;padding:1rem 1.25rem;font-weight:700;list-style:none;display:flex;justify-content:space-between;gap:1rem;color:var(--primary)}
.accordion summary::-webkit-details-marker{display:none}
.accordion summary::after{content:"+";font-size:1.4rem;line-height:1;color:var(--accent);flex:none}
.accordion details[open] summary::after{content:"–"}
.accordion .answer{padding:0 1.25rem 1.25rem;color:var(--text)}
.accordion .answer p:last-child{margin-bottom:0}

.cta-band{background:var(--accent);color:#fff;padding:3rem 0}
.cta-band h2{color:#fff;margin-bottom:.3em}
.cta-band p{margin:0;opacity:.9}
.cta-in{display:grid;gap:1.5rem;align-items:center}
.cta-band .btn-accent{background:#fff;color:var(--accent)}
@media(min-width:900px){.cta-in{grid-template-columns:1fr auto}}

.two-col{display:grid;gap:2.5rem}
/* mobile guards */
.two-col>*{min-width:0}
.side-card,.f-contact p,.contact-info{overflow-wrap:anywhere}
.side-card a,.f-contact a{overflow-wrap:anywhere;word-break:break-word}
@media(min-width:900px){.two-col{grid-template-columns:minmax(0,1fr) 340px}.contact-grid{grid-template-columns:380px minmax(0,1fr)}}
.side{display:grid;gap:1.25rem;align-content:start}
.side-card{background:var(--light);border-radius:14px;padding:1.5rem}
.side-card h3{margin-top:0}
.side-card .btn{width:100%;margin-top:.5rem}
.side-card.note{display:flex;gap:.75rem;align-items:flex-start;background:color-mix(in srgb,var(--accent) 8%,#fff)}
.side-card.note .ic{color:var(--accent);width:1.75rem;height:1.75rem;flex:none}
.side-card.note p{margin:0}
.side-links{list-style:none;padding:0;margin:0}
.side-links li{padding:.45rem 0;border-bottom:1px solid rgba(0,0,0,.07)}
.side-links a{text-decoration:none;font-weight:600}
.prose h2{margin-top:1.8em}
.prose img{border-radius:12px}
.creds{list-style:none;padding:0;margin:0;display:grid;gap:1rem;grid-template-columns:repeat(auto-fit,minmax(260px,1fr))}
.creds li{display:flex;gap:.9rem;align-items:flex-start;background:#fff;border-radius:12px;padding:1.1rem 1.25rem;border:1px solid rgba(0,0,0,.06)}
.creds .ic{color:var(--accent);width:1.75rem;height:1.75rem;flex:none}
.creds span{display:block;color:var(--muted);font-size:.92rem}
.area-group{margin-bottom:2.5rem}
.area-cards{grid-template-columns:repeat(auto-fit,minmax(280px,1fr))}
.area-card{background:#fff;border-radius:14px;padding:1.5rem;border:1px solid rgba(0,0,0,.06);scroll-margin-top:6rem}
.area-card h3{display:flex;align-items:center;gap:.4em}
.area-card .ic{color:var(--accent)}
.area-card p:last-child{margin:0}
.gallery{display:grid;gap:1rem;grid-template-columns:repeat(auto-fill,minmax(240px,1fr))}
.gallery figure{margin:0}
.gallery img{aspect-ratio:4/3;object-fit:cover;border-radius:12px;width:100%}

/* Forms */
.lead-form{display:grid;gap:1rem;background:#fff;border:1px solid rgba(0,0,0,.08);border-radius:16px;padding:1.5rem}
.lead-form .row{display:grid;gap:1rem}
@media(min-width:600px){.lead-form .row{grid-template-columns:1fr 1fr}}
.lead-form label{display:grid;gap:.35rem;font-weight:600;font-size:.92rem}
.lead-form input,.lead-form textarea{font:inherit;padding:.7em .85em;border:1px solid #cfd3da;border-radius:8px;width:100%}
.lead-form input:focus,.lead-form textarea:focus{outline:2px solid var(--primary);outline-offset:1px;border-color:var(--primary)}
.lead-form .check{display:flex;align-items:center;gap:.6em;font-weight:500}
.lead-form .check input{width:auto}
.lead-form .hp{position:absolute;left:-9999px}
.form-status{font-weight:600;color:var(--primary)}
.form-status.error{color:var(--accent)}
.contact-info .big a{font-size:1.35rem}
@media(min-width:480px){.contact-info .big a{font-size:1.5rem}}

/* Footer + sticky bar */
.site-footer{background:var(--dark);color:rgba(255,255,255,.8);padding:3.5rem 0 1.5rem;font-size:.95rem}
.site-footer h3{color:#fff;font-size:1rem;text-transform:uppercase;letter-spacing:.1em}
.site-footer a{color:#fff;text-decoration:none}
.site-footer a:hover{text-decoration:underline}
.site-footer ul{list-style:none;padding:0;margin:0}
.site-footer li{padding:.25rem 0}
.footer-grid{display:grid;gap:2rem}
@media(min-width:800px){.footer-grid{grid-template-columns:1.4fr 1fr 1fr 1fr 1.2fr}}
.f-areas ul{columns:2;column-gap:1rem}
.f-areas li{break-inside:avoid}
.svc-list{list-style:none;padding:0;margin:0 0 1.5rem;display:grid;gap:.6rem}
.svc-list li{display:grid;gap:.15rem;padding:.8rem 1rem;background:var(--light);border-radius:10px}
.svc-list a{text-decoration:none}
.svc-list span{color:var(--muted);font-size:.95rem}
.f-brand img{height:2.25rem;width:auto;margin-bottom:1rem}
.f-claims{font-size:.85rem;opacity:.7}
.f-contact p{display:flex;gap:.5em;align-items:flex-start;margin:0 0 .6em}
.f-contact .ic{margin-top:.2em;opacity:.7}
.footer-bottom{display:flex;flex-wrap:wrap;justify-content:space-between;gap:.5rem 1rem;border-top:1px solid rgba(255,255,255,.12);margin-top:2.5rem;padding-top:1.25rem;font-size:.85rem;opacity:.8}
.sticky-call{position:fixed;left:0;right:0;bottom:0;z-index:40;display:grid;grid-template-columns:1fr 1fr;gap:.5rem;padding:.6rem .75rem calc(.6rem + env(safe-area-inset-bottom));background:rgba(255,255,255,.96);backdrop-filter:blur(6px);box-shadow:0 -6px 24px rgba(0,0,0,.12)}
.sticky-call .btn{width:100%}
@media(min-width:1024px){.sticky-call{display:none}body{padding-bottom:0}}